Latest moan from you and me - 2016

Went to get into the car today, only to notice some selfish no mark had smashed the wing mirror unit on my parked car.
The whole unit needs replacing and will cost a pretty penny I hadn't budgeted for and that's not to mention the fact I've had to reschedule my plans because the car is now at the Motor Dr's being repaired.

GRR!!!!!

Still, consolation is ... if their driving is *that* bad ... won't be long before they'll have self inflicted repair bills for their own vehicle and higher insurance premiums too!

 

Oh @'M' how flipping annoying , I had the same thing happen to me down my nans road a few years back, so I feel your pain . I hpoe the repair bill isn't too bad.

Just for future reference, when this happened to me Kev got a whole new mirror & mirror plastic case bit (I'm very technical & knowledgeable when it comes to car parts ) off eBay it was about £20 & the right colour, he then fixed it on for me ,.

 

Sorry to here this "M" but leased it was only a mirror and not some thing worse,
This guy need a new mirror

anyway it must be that time of year, as our tele started smoking, bad habit

 

I don't need to (it seems!) the **** did it for me
But, yes, I should do that (and will in future), thank you.
@Beckie76 - Mr "M" isn't DIY friendly and then the electrics would send him off a tangent best not thought about
The garage has called and the car is staying on the ward overnight. Bit over what I expected the quote to be but, I trust these guys.

 

Ah @"M" there's some right morons about ours fold in too @shiney, didn't stop someone folding them right back though :(

My latest moan..yearly council tax bill and water bill came within days of eachother... boo!

 

Crikey FC, it never rains but it pours!!!! That is a budgeting nightmare

That's one of the ways they make money on "free banking".

When the family were young we found ourselves in a similar situation with bank charges. It was pushing me to my absolute limits of endurance. Our income was more than our outgoings, except, for one month which set us behind; not by a lot, but enough to incur a charge and a fee. Trouble was, that had the knock on affect of putting us into overdraft forever onwards.
In desperation I called the bank explained our situation, how this had occurred, how it will be a self perpetuating debt from here on in unless we could find a remedy.

I don't think I was particularly "lucky" with the outcome, but I was quick to address the issues, explain our situation and, thankfully, they were able to come up with a solution which suited both parties. One of those solutions was as simple as moving the dates on a couple of the direct debits so that they were not taken out on or within 24hrs of payday! A little thing, but, it did make a difference.

Too many people are unaware that the situation has crept up on them and still others bury their heads in the sand when they are aware.

Glad you discovered all this sooner rather than later and I'm hoping when you speak to the bank they will help you find a solution which will suit you both

 

FC

Well my windscreen wiper motor went up in smoke last night but got another one this morning,so if i don't come on here i'm still under the bonnet playing

 

Yes if i'm in my Female mood
Well 1 and a half hours and motor is changed and i didn't have any parts left over , all went well which is unlike me , something always goes wrong
Saved £95 on the parts and £30+ labour

 

@fat controller, get on to the bank my friend & kick some ass! As for Amazon keep kicking their ass too! I've never heard of anything so stupid they surely should have taken all the money in one go?

When did your rent last increase?
(A landlord can only increase rent once a year) also I'd say £100 in one hit is a lot, did you try to speak to your landlord?

Good luck with all of this & I hope you manage to at least get your bank charges back.

 

Hi FC. Sorry to hear of your traumas and hopefully they will be resolved soon and in an amicable manner.

Regarding Amazon, I order frequently from them (.co.uk) and often have multiple items from different suppliers. In my confirmation e-mails Amazon tells me the shipments will come separately and I will only be charged when those orders are shipped. I feel the problem lies with your bank as Amazon does not know there is no money in the account.

Here is what I was told on a recent order for Tefal frying pans and a spatula, sold by different suppliers ...

"We thought you'd like to know that we've dispatched this portion of your order separately to give you a quicker service, at no additional cost to you. The remainder of your order will follow as soon as those items become available."

The total postage is then apportioned to each item.

I know this doesn't help your situation but I do think the problem lies with your bank.