LATEST MOAN FROM YOU AND ME 2017

My moan of the day is that I belong to this fantastic Gardening Forum and as you know us Owls have to do a lot of night flying and don't sleep like you humans do,and its these circumstances that cause yours truly to log on to the Wakey Wakey Forum at very early hours in the mornings,and there are never any other members around , except on occasion our friend @shiney but by 4/5am he is usually very busy working in his garden

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@wiseowl sorry I wasn't on here when you were but I was out in the garden dancing in the first little bit of rain we have had for two months.

 

Tell that to a British Insurance Company, redstar, and they'll ask for a cheque for £50 because you've changed the terms

 

I was about to do some imaging with the telescope but my Laptop has just died on me There's no power lights on even when connected to external power........not happy as I won't be able to get it in for repair until Monday

 

No rain to dance in this morning.

 

Good morning @shiney and all my other friends,Woo has found something to moan about to day

Mrs Woos car insurance(Fully Comprehensive) runs out on the 23rd May and it has gone up ,after a lengthy conversation on the phone the reason was given to me that it was because of the area that we live in is classed as an higher risk area ie if 90% of the other customers with this company have had accidents then Mrs Woos car insurance will go up,I said why should she be penalised for other peoples misfortune when nothing has changed in her details only another years no claims bonus,I don;t profess to know much about these matters,but it doesn't seem right to yours truly,thank you for listening to Woo,enjoy your day my friends

 

I always shop around and have found in recent years that the companies that give me the best rates are usually Saga and LV. As Jiffy says, the mileage can make quite a big difference. You need to make sure that companies are quoting for similar cover and one thing that affects the premium more than most is the excess you opt for. There are two types of excess (ignoring booze and sex ) compulsory and voluntary. The compulsory is what they insist upon and they try and get you to agree to a voluntary amount that would drop your premium quite a bit. You need to check that the compulsory amount isn't too high. Some of them try to make you pay the first £750 of any claim. I think that £150 - £200 should be the norm.

Good luck.

 

Thank you all my friends for your advice and replies they are very much appreciated

@shiney we don't drink(only water and tea) and I shall have to Google the other option but we have always paid £250 excess,I shall have a look round