Retirement-Your Experience

Discussion in 'Off-Topic Discussion' started by Freddy, Feb 14, 2019.

  1. shiney

    shiney President, Grumpy Old Men's Club Staff Member

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    Not quite the right sentiment but the title is correct. :heehee: There's always an excuse for a song. :whistle:

     
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    • Beckie76

      Beckie76 Total Gardener

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      Thanks @Freddy I have a pension, but I have to admit I haven’t been paying into it recently :yikes:....pensions don’t fill me with much enthusiasm, whilst I know some are very good I’ve also seen grown men literally sit & cry when they go wrong (Scottish widows if you remember they went bang a few years ago). I’ve ploughed my pension money into houses in a hope like you said ‘I will have an income for life’ & can sell one/them off over the years to give me lump sums. I do save into isa’s as back up plan, just incase the housing market tumbles before I retire! It’s so hard to know what to do...I’ve kinda taken the ‘throw enough moo poo’ opinion in a hope something will work!! :dunno:

      One day left :hapfeet::hapydancsmil:that’s so exciting :yay: xx
       
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      • Freddy

        Freddy Miserable git, well known for it

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        Scottish Widows went bust? Aunt Sally has a small pension being paid from them at the moment? Some pensions are probably better than others, but with a workplace pension, the employer also has to pay some in, plus you get tax relief. Much better than a savings account, for instance. Anyway, property is a good bet :thumbsup:
         
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        • Sheal

          Sheal Total Gardener

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          The end of the alarm clock is nigh Freddy. Have a good day tomorrow. :)
           
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          • Freddy

            Freddy Miserable git, well known for it

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            Thanks Sheal :dbgrtmb:
             
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            • Freddy

              Freddy Miserable git, well known for it

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              Well, it went better than I expected. Very low key, and no formalities, apart from handing in my passes to my team leader. I said goodbye to the folks that I wanted to, and a few that I didn’t (well, one has to doesn’t one:whistle:). It will certainly seem strange for a while, but at the moment I feel quite relaxed about it. I think this retirement malarkey is going to suit me. It kicks off this weekend with a trip to the Isle Of Wight :)
               
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              • shiney

                shiney President, Grumpy Old Men's Club Staff Member

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                Well done, @Freddy :yahoo:

                Now you can go and volunteer to count the thousands of votes on Thursday. :whistle:
                 
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                • Freddy

                  Freddy Miserable git, well known for it

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                  There’s a vote on Thursday? :whistle:
                   
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                  • Sheal

                    Sheal Total Gardener

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                    I'm glad it went well Freddy. :thumbsup: Don't forget you get a lay in tomorrow....and the next day.....:biggrin:
                     
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                    • Freddy

                      Freddy Miserable git, well known for it

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                      It would be very easy for me to just lie in bed, but I know i shouldn’t. I guess I need to have a new routine, one that doesn’t mean I’m still tired, but one that doesn’t waste time. At least now I have the choice:yes:
                       
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                      • shiney

                        shiney President, Grumpy Old Men's Club Staff Member

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                        Be like me, I've been retired nearly 20 years but was working out in the garden at 5.45 a.m. today :heehee:

                        Now I'm having my breakfast, then a shower (not because I'm mucky with my food :whistle:), then a little bit of relaxing reading and off to the pub for lunch.

                        It's a hard life!
                         
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                        • Jenny namaste

                          Jenny namaste Total Gardener

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                          Going down to 3C on Saturday night so a reason - NOT AN EXCUSE - to have a lie in and wait for it to warm up first @Freddy ,
                          and the thought of not having to go in on Monday will feel like MAGIC,
                          I promise,
                          Jenny
                           
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                          • Trunky

                            Trunky ...who nose about gardening

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                            So how's it going Freddie? You've been retired for a couple of months now, how are you finding it? It must be a big change after working all those years.

                            I'm interested to know, because I'm not far off 'R' day myself now - just 3 weeks to go. :biggrin:
                             
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                            • Upsydaisy

                              Upsydaisy Total Gardener

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                              If you do this @Freddy should get a notification and then you'll get an answer @Trunky

                              By the way I am virtually retired ...and it's great, mind you I'm busier now than I was before!! The difference being is that it's all enjoyable things :dbgrtmb:

                              Happy Retirement Trunky.:recliner:
                               
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                              • Freddy

                                Freddy Miserable git, well known for it

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                                Aye up Trunky :thumbsup:

                                It’s hard to believe it’s only been two months, it seems a lifetime ago now. I have to say, I don’t miss it at all. Been away a few times, doing a few odd jobs around the house, enjoying the garden and playing golf a couple of times a week. All in all, I’m finding it very agreeable :)
                                Of course, everyone is different, but I’d been ready to pack it in for years, I just needed a little ‘incentive’.
                                So, 3 weeks? Looking forward to it?
                                 
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