The cost of living... what can we do?

Discussion in 'Off-Topic Discussion' started by Fat Controller, Aug 26, 2022.

  1. JWK

    JWK Gardener Staff Member

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    It seems us older retired folk are going to get £500 winter fuel allowance this winter. Maybe more depends on your age.
     
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    • Upsydaisy

      Upsydaisy Total Gardener

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      Couldn't agree more with what John has already said but I just wanted to back up what he said about keeping a close eye on your meter readings :blue thumb: My hubs has done so for years ( as he likes to always know what he's paying for) and has records going back years and years. It can certainly be an eye opener in what is used.:yikes:
       
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      • Clueless 1 v2

        Clueless 1 v2 Total Gardener

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        Here's something I don't understand.

        I've just looked at the price charts for wholesale natural gas. It seems they've been significantly higher than they are today. For much of 2005 and then again in 2008. In fact in both those years the price peaked at nearly double what they're at now.

        In both of those years I was getting paid quite a lot less than I am now. I lived in an old rented house that had no thermal efficiency, single glazed windows, no insulation, the old wooden front door opened right into the living room. A million miles from my current, insulated, double glazed house.

        Yet, I don't remember worrying about or struggling to pay the energy bills then. In fact I remember having a direct debit set up that took 90 quid per month, and I was usually in credit.
         
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        • JWK

          JWK Gardener Staff Member

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          Agreed clueless, it's a stitch up. When the petrol pumps ran dry and prices rose last year we still hadn't reached the high oil prices of a decade or so ago. We are being manipulated by the wealthy.
           
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          • JWK

            JWK Gardener Staff Member

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            Some sensible proposals from the boss of energy firm Ovo

            Energy boss's plan to stave off bills crisis - BBC News

            He makes 10 good proposals such as this
            Seems sensible as in the past when energy was cheap we didn't bother much about cutting down. This idea would provide an incentive for all to turn the thermostats down a touch etc.
             
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            • shiney

              shiney President, Grumpy Old Men's Club Staff Member

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              Maybe a £1,000 for me, then :old: :heehee:
               
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              • shiney

                shiney President, Grumpy Old Men's Club Staff Member

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                Saw an interview with him. It seemed quite logical.
                 
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                • john558

                  john558 Total Gardener

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                  From the BBC website today:
                  Company bosses should have their pay frozen or cut in order to pay their workers more, ex Labour MP and now Greater Manchester Mayor Andy Burnham has said.

                  Looking online it appears that Andy gets £110,000 per year but no mention that he will take a pay cut to help the lower paid.
                   
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                  • NigelJ

                    NigelJ Total Gardener

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                    Ah but he's not a company boss and neither are any of the MPs.
                     
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                    • Loofah

                      Loofah Admin Staff Member

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                      But he's always been a whiny little gobs***e. Easy for him to redistribute others income while his is safely in the bank!
                       
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                      • Fat Controller

                        Fat Controller 'Cuddly' Scottish Admin! Staff Member

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                        I think the very first step that we all need to take is to pause and try not to panic. The government are not going to do or announce anything until after next week when the leadership elections are over. Indeed, I believe the energy companies are yet to confirm what their prices will be from October, presumably they are waiting to see what the government will do.

                        Martin Lewis posted this:
                        upload_2022-9-1_21-8-49.png

                        The key elements are understanding how much energy you are using, of what type and where. One of my colleagues was being quoted over £700 per month for his energy and whilst he does use quite a bit (he has four kids) there is no way in hell that he is using over £8k of energy every year. The energy companies are taking the pee with some of their direct debits and won't even budge when it is pointed out to them that they are taking too much (even with evidence) so a lot of folks (myself included) have cancelled their direct debits and are paying bill upon receipt each month - - this hinges on making sure you submit up to date meter readings each month, keeping an eye on your own readings through the month and estimating your costs (I have a spreadsheet that calculates costs based on meter readings)

                        It is also tempting to switch heating off completely to save money - but, that may cost you in other ways as the building itself can suffer.

                        This post is getting long, so I will be back with more in a mo...
                         
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                        • Fat Controller

                          Fat Controller 'Cuddly' Scottish Admin! Staff Member

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                          I am currently in the process of sealing up holes (still have a couple of holes to fill where cables come into the house), then I need to replace some of my door/window rubbers as they are old and leaking. I've installed thermal blinds in the front bedroom which is the cold bedroom and will be installing a curtain (possibly a dual one) in the doorway between living room and unheated kitchen. We will be investing in duvets that we can sit under when watching TV of an evening and these can double up as additional layers on beds if things get really Baltic. Sweaters/jumpers/jogging bottoms etc will give us additional layers to let us turn down the heating a few degrees and hopefully that will mean that we can be comfortable enough without either spending a fortune or freezing to death.

                          We are considering (only thinking about it at the moment) investing in electric blankets but I am not sure how much we would use them as we are the types that quite like a cool bed.
                           
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                          • Clueless 1 v2

                            Clueless 1 v2 Total Gardener

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                            I don't think we have a government at the moment. Boris seems to have already given up, and nobody has replaced him yet.
                             
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                            • Fat Controller

                              Fat Controller 'Cuddly' Scottish Admin! Staff Member

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                              Can't say I blame him to be honest. Anyone with eyes could see that it wasn't the time to go gunning for his head on a plate, yet they couldn't help themselves.
                               
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                              • gks

                                gks Total Gardener

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                                The ulimate goal is to reduce our carbon foot print, cheap energy will never achieve that. Those on low incomes already live in a low carbon society, turning the thermostat down a notch will hopefully save them financially, but it will not make any difference to climate change. We have a personal income tax allowance, why not go down the route with a personal carbon allowance. Those who use the least are hardly contributing to climate change, the incentive, use less, pay considerably less. If you want to have numerous homes and be a frequent flyer etc etc, then you pay considerably more. This has been looked at before but has been written off by governments, lobby and donations from the wealthy will have made sure of that. They don't want us to know the true carbon gap between the rich and poor.
                                 
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