Latest Moan From You and Me 2023

Just watching a video entitled, How to relieve foot pain in 30seconds.

Its 9 minutes long.

 

The one with the spoon ?

 

You've seen it, does it work?

 

Won't it depend on the cause and nature of the foot pain?

 

No I haven't tried it pete. My foot swells a bit occasionally but only since I had knee surgery last year ,so I don't think it will do anything for that.....still it might be worth a go

 

Car insurance 'shock' as premiums rise 40%

 

I suppose its the war in Ukraine or Brexit or covid or it could just be plain old fashioned greed.

 

I renewed mine recently. It was less than a tenner more than last year. It rose by lower than inflation.

Is there any context behind the headline? Is this in a specific area? Is it people switching from ICE to EV?

 

and alot more uninsured/taxed/MoT vehicles on the road

 

I think that insurance companies do really quite well, profit wise, similar to banks.
Maybe they could try soaking up some of the higher costs?

There is lots of money being made out of this crisis.

 

This is what I was thinking. Anecdotally, I've noticed that people seem to be going for better cars than used to be the case. You hardly ever seen a clapped out old banger anymore. Everyone seems to be in Audis and other traditionally premium brands now. And much newer too. No doubt linked to the rise in lease deals. I'm not knocking it. I just think it's an inevitable truth that if you go for a better car, you'll have to pay more insurance.

Of course that's not to say the insurance companies won't rip people off. I realised many years ago that for the most part, insurance is just a legal form of theft.

 

I heard the bloke who started up "The Bank of Dave" a few years ago on the TV lunchtime say, "people who rob banks get put in prison, banks who rob people get a bonus".

 

Because that is how insurance works.
We all pay for the possibilities rather than what actually happens.
The NCD has some effect, but not much.

I think it often revolves not around the damage to your vehicle but more about personal injury that you could be responsible to others, and if they sue the pants off you.