Latest Moan From You and Me 2024

Discussion in 'Off-Topic Discussion' started by JWK, Jan 1, 2024.

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  1. Tidemark

    Tidemark Gardener

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    My OH learned the same trick but using the little metal insignia thingy on the bonnet of his Morris traveller car.Like this one..

    IMG_6058.jpeg
     
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    • hailbopp

      hailbopp Keen Gardener

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      I am still somewhat in shock and furious. My only “ mistake” was not starting to look for new vehicle insurance about 3 weeks ago.
      On Saturday evening I was checking my credit card transactions and saw a transaction of £1212.78 from a company called One Click, meant nothing to me.
      I telephoned my credit card company and they told me I had paid One Click £248 last year.
      I look up One Click on the internet and see it is an insurance company so must be who I am currently insured with, nowadays you are mental not to keep changing insurance companies regularly as loyalty is usually penalised so I don’t always remember who I am insured with.
      I had had no email from them re my insurance being due for renewal and it was only when I checked junk mail did I find a “ thanks for reinsuring”. I could do nothing until today as their live chat was not available until this morning. I did a long search and eventually found a phone number so was on the phone a 9 am first thing this morning!
      In the meantime I found out that my renewal was not due until 5th December but the company had taken payment in 30th November!
      How on earth could they justify nearly £1000 increase when I have had no claims for the last 40 odd years and the vehicle will be worth less than last year.
      I am pretty sure I clicked do not automatically renew when I took out insurance last year but can’t prove it.
      Yesterday I searched around for new insurance and got exactly the same cover for £244 starting on the 5th December. I have taken a screenshot of ticking do not auto reinsure!
      This morning at 9am on the dot, on the phone. I am getting a full refund but got no explanation of the massive increase or apology. What the hell would have happened if say I had been in hospital or for any reason I had not discovered what the company was attempting to do. To me this seems verging on illegal! Do not use One Click!
       
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      • shiney

        shiney President, Grumpy Old Men's Club Staff Member

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        @hailbopp

        Renewal clauses are in most insurances in order to try and save you from driving uninsured - that's what they claim but they really want you to continue insuring with them

        They should have notified you four weeks in advance about the renewal (not a legal requirement but it is fairly standard and expected). You have up to 14 days after the start of a new policy to cancel it without penalty but they can charge you for the proportion of the policy that was in force for that time if you ran over the renewal date.

        With the new policy that you have taken out that will almost certainly have automatic renewal but once it has gone through I suggest that you write to them saying you don't want automatic renewal (email is good enough but ask for acknowledgment).

        If you do cancel the automatic renewal make sure you have put the renewal date in your diary at least a month prior to that date.
         
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        • JWK

          JWK Gardener Staff Member

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          You are right again @noisette47 , sorry it was my clumsy way of describing 'these' petitions. I meant the petitions about calling for another election and another Brexit rethink. Other petitions are valid, particularly the Waspis who deserve much better and number amongst them Mrs JWK.
           
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          • hailbopp

            hailbopp Keen Gardener

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            Thanks Shiney, yes this episode has concentrated the mind and I have reminders on my whiteboard!
             
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            • pete

              pete Growing a bit of this and a bit of that....

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              I think they are illegal on modern cars, but I do remember them being used for that purpose.

              My driving instructor had a matchstick taped to the bottom of the rear window, the idea being that you kept that on the kerb line when reversing around a corner.
              But that was when you could actually turn your head and see out the rear window to reverse, visibility in modern cars is pretty poor to say the least.
               
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              • Tidemark

                Tidemark Gardener

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              • NigelJ

                NigelJ Total Gardener

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                You will also find herbicides, sedatives, antidepressants, contraceptive hormones, stimulants, drugs to treat ADHD, antibiotics among many others. All of these affect the aquatic environment, resulting in intersex frogs and fish, fish who won't sense danger and hide, water weeds and algae die.
                So why specifically flag up neonictinoids? When these other chemicals are equally harmful to the environment.
                Have a read of this Effect of psychoactive drugs on animals - Wikipedia and see what caffeine does to spider's webs.
                 
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                • Tidemark

                  Tidemark Gardener

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                  Merely because it was in the news today. Just to express my dismay. I’m not long for this world and I’m so glad that I never had offspring. I was put off the idea by a David Attenborough programme back in the early 1960s which showed the effects of human beings’ activities even then. Said to my parents that they need not expect to be grandparents and that was the end of the conversation.
                   
                • JWK

                  JWK Gardener Staff Member

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                  That sounds ridiculous, how are we supposed to change gear in a manual car without taking a hand off the steering wheel.
                   
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                  • pete

                    pete Growing a bit of this and a bit of that....

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                    Maybe the copper misinterpreted the hand signal.:roflol:
                     
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                    • CanadianLori

                      CanadianLori Total Gardener

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                      This are nice ideas but unfortunately won't work for backing up a van the size of mine. Though I might try putting a mark in the second row window for when to picot in parallel parking :)
                       
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                        Last edited: Dec 2, 2024
                      • fairygirl

                        fairygirl Total Gardener

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                        I've just read your post @hailbopp and it gave me serious deja vu. I looked them up because I was fairly sure who that company was connected to, and I was right. One Call insurance - and they're a shower of crooks. There's a dedicated Facebook page about them and their dodgy dealings.
                        I had the misfortune to have my insurance with them a few years ago, and when I had a small problem with the car [fuel line hadn't been properly connected when it had been serviced] I had to contact them because I'd broken down about a mile from home. Long story short, I found out quite a lot about them due to that F'book page. I joined it under a fake name [don't ask!] to see what people had been through, and the stories are incredible.
                        I was lucky - and in the end the local garage fixed it free of charge. The breakdown bloke was unbelievably incompetent, and should have been able to sort it there and then, but I had to get someone out later to tow it to the garage, for which I was covered. Needless to say, the OneCall lot washed their hands of it all.
                        I'm just glad I wasn't in a remote glen somewhere....
                         
                      • Jiffy

                        Jiffy The Match is on Fire

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                        I think it was OTT by the police, but i think they used the same rules as using a moblie when driving
                        I got pulled over for using a moblie, but at the time my moblie was in the centre box and it was diss concented by the phone company and was emergency only (lack of use :biggrin:), but lucky my dash cam prove i wasn't using it :biggrin: 1 dash cam in front window, 1 front camera in rear window with what would be the rear camera i got in the back of the car inside and facing the driver and to see vehicles passing me on the right hand side :biggrin::biggrin::biggrin::biggrin::biggrin::biggrin::biggrin::heehee:
                         
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                          Last edited: Dec 3, 2024
                        • shiney

                          shiney President, Grumpy Old Men's Club Staff Member

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