Latest Moan From You and Me 2025

So the Channel Islands aren’t in the British Isles? Lordy lordy, I’ve lived here all my life and I still don’t understand this place.

 

I am personally very England-centric. I consider myself English, although one great grandpa was Welsh and one grandma was French, and when one of my sisters did one of those DNA ancestor things, there was also a fair bit of Viking in the mix.

 

There’s a fascinating series on the radio called The Gift which goes into things that people discover when they do DNA tests.

BBC Radio 4 - The Gift, Series 2, 1. Switched - Part 1

 

I see that President Turnip has plans to get millions of new baseball caps printed, not MAGA but GAZA. And he has drawings already on his desk for a brand new Turnip Tower there.

 

Solicitors that send out paper work with spelling mistakes and ask you to sign where the little sticker says "sign here" but the sticker is pointing to the other person not me!!!!!!!!!!!!!!!!!!!!!! good job i seen it

Standrads in this country are very poor
I'm no good at the 3r's but i seen the mistakes straight away why can't a solicitor do the same as this is a legal doc which is their job, it make me, a thick'o look good

 

I've given up and i keep myself to my myself, i'm a hermit and getting worse
I've even taken to reporting things to the council just for the hell of it ie litter, potholes, mud etc etc as i'm a tax payer i to can be a pain in the back side, if we have to pay more for things i'm now going to get my moneys worth by reporting things may be we all should do the same for a month

 

I was in Ramsgate on Monday to see the dentist, and nearby were two elderly people, out clearing litter. Apparently there is a large team of them in the town, who spend all year clearing litter - basically doing a job that the local council refuses to do, and one that shouldn't be required, if people were more considerate.

 

Just reading something regarding ISAs.
Apparently the City has suggested to Rachel Thieves that she should scrap cash ISAs, and it seems she has not rebuffed the idea.
I'm surprised it's taken this long.

Apparently all that money laying around is doing nothing for the government.

 

The City wants her to encourage stocks and shares ISAs. This is out of the Gordon Brown playbook. He wanted to get money into the stock market so he gave them taxpayer money by creating child trust funds and encouraging parents to top up regularly. Who gained? The stock market brokers and fund managers. Who lost? Taxpayers … and any parents sucked in will likely have got a pretty raw deal too.

Same old, same old. Boosting the wealth of the wealthiest by any means possible. Growth that isn’t really growth, but redistribution from the middle class upwards.

Real growth would come by rebalancing the gap between wealthiest and poorest. Impoverishing those in the middle massages the figures temporarily, but exacerbates the core problem.

 

I have a stocks and shares ISA and see it as my pension. I am not wealthy at all. It is much easier for the man on the street to invest in shares now that they have execution only services. My hubby was involved in setting the first one up many years ago. It only costs £6 to buy some shares so the service providers are not making a lot of money on that.
Getting people to save is good idea.

 

Saving is a good thing, no question. But for most small savers, stocks and shares are less likely to bring a steady, reliable return.

My mother was persuaded by a high street bank to invest in stocks and shares. They organised it and took a commission. In no yr did the investments yield a profit, and commission meant it was actually a loss. A cash ISA or fixed rate bond would have been a much better bet for her. The stocks were a much better option for the bank.