Insurance Renewal

My mother in laws house insurance renewal has just arrived £288 . Ten minutes on a comparison site we bought from More Than , with home cover and legal protection for £120 ! Just a reminder to always check you car insurance ,house insurance renewals at least every two years . It is very easy
Also pays to check you gas and electricity suppliers . We changed from Npower to OVO 18 months ago saved about £250 per year . Npower had sent me a best price renewal , when I phoned them to cancel they said - we can offer you a better price than our best price - ! So it was good riddance to Npower
I have been with my bank Royal Bank of Scotland for 40 years ever since it was William and Glynns . Now to change bank accounts used to be a daunting task It is so easy now changed over to Santander in 7 days all direct debits etc etc no problems ( so far )

 

Remember quidco too. £60 cashback from a £132 renewal,

 

Same thing happened with my car insurance renewal with Churchill, was more than double what I found by using comparethemarket which came up with Saga. And I got very cheap premium breakdown, and 2 for 1 cinema for a year! And we go to cinema a couple of times a month so a good saving there.Did it again yesterday for house insurance and saved £30 using Sheila's wheels,plus free legal and odds and ends. Very strange sometimes- I had a mail shot from Santander addressed to me personally, offering me a 20% discount on house insurance: I phoned them, gave them a long number from the mail shot, they looked me up and asked me some questions then said I would have to prove who I was before they could go any further! I said look, you mailed me, you know who I am! But computer said no, so I just laughed and said forget it.
Never tried to change bank or power, might give that a go on the next rainy day.

 

Haven't switched car insurance for a while as I was employed with tesco, so had 10% off with clubcard and 10% staff discount.. probably should tell them I quit 11 months ago
Switched electric suppliers from British gas to Extra Energy around 4 months ago, was paying £180 a month now £119

 

I check my renewals every year for the best deals, and swap if there is any cashback or a better deal of course
There is currently an insurance advert that makes me cringe when I watch it. I won't advertise for them, but it does involve a singing and dancing woman

 

@NorthantsGeezer , does this insurance company , I won't name them , but do they rhyme with Admiral , it is an awful advert
I thought the same with Quote Me Happy , their moronic adverts made me say I will never insure with them. We have both cars with them now ! Very good prices and their fully online site is a dream.

 

Every year British Gas try to put my heating cover up by about £40 a year.
I just say 'Oh, ok, sorry I can't afford that, I will shop around'.
I don't mind paying a small increase due to an ageing system, and r&d etc. They usually cut the increase by about 50%. If it got too much though, I would go elsewhere. I have just made a claim, so it could well happen next year .

 

Doh Harry, you have just fallen for their trap . The sign of a good advertising agent, so maybe their adverts aren't so bad after all .