Buying a house - First time buyer

Discussion in 'Off-Topic Discussion' started by nFrost, Apr 7, 2014.

  1. longk

    longk Total Gardener

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    Never get the seller to complete this type of hidden work. Far better to agree a price knowing what needs doing (they should agree for you to take your contractor round to price it up) than allow them to get it done on the cheap.
     
  2. Loofah

    Loofah Admin Staff Member

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    Isn't that what I said? Contractor states cost for work required, cost taken off house price.
     
  3. Fat Controller

    Fat Controller 'Cuddly' Scottish Admin! Staff Member

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    I do wonder how much of it is an absolute con though. When the works were done/installed/built they would be done to a standard, and the current residents of the house probably didn't have an issue with anything; I'd even go as far as to say that they could probably have gotten a contractor out to take a look, and would probably have been told that there was now't wrong - - but the minute that estate agents and banks are involved, its rewiring, replumbing, damp-proofing and all sorts.

    Best of it is, there are many surveyors out there that haven't got a clue. A friend of mine recently bought a house, all done by the book with surveys etc, and moved in. Within a very short space of time, the first problem came to light, which was that some bright spark had sealed up the entire roof and eaves with plastic, effectively hermetically sealing it; first cold spell, and all the warm air rising from the house cooled and condensed in the loft which had no air flow, and then started running down walls and through ceilings on the upper floor.

    Next up was the electrics - two outbuildings, both with mains power, but one of them had been isolated 'due to a leaky roof, just in case' - - leaky roof my rear end. I am not sparky, but even I could see that the installation was little more than a lash-up, with metal sockets and backboxes with no earth connections whatsoever, exposed connections on light fittings and god knows what. My only intervention was to flick the breaker switch into the OFF position, tape it up with some tape, and put my mate in touch with a proper sparky to get it sorted out.

    But it was fine on the survey........

    He should have taken the surveyors to the cleaners really, but he is just too placid for his own good, and simply paid out to get everything fixed.
     
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    • Sheal

      Sheal Total Gardener

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      I've just started house hunting for move number eight and hopefully the last. The first thing I would say is not to meet the owners face to face, that would immediately tell me they are hiding something or are about to try and talk you into something. Everything should be kept on a formal footing. If they push again for a meeting, arrange it so that you meet in your estate agents office so that you have a witness or two to the conversation. You will probably find they'll back off with this suggestion.

      That said, with the issues that have turned up on the above survey, I'm wondering if these people are already very aware of the problems that the house has and are looking to come to a private deal with you. I'd be very cautious. The house looks like it has been completely decorated throughout recently, if that's the case and damp is showing through already, then there is something major going on which could turn out to be very expensive. I think a full private survey is necessary for your peace of mind. They are not cheap, but a lot cheaper than having any major work done to the property. Do you know how long it has been on the market? That will also give food for thought.

      Going on my own experience I'd be very wary about buying the house.
       
    • longk

      longk Total Gardener

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      Sorry. I had only read this bit when I replied!

       
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      • clueless1

        clueless1 member... yep, that's what I am:)

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        @fat controller, that sounds like the house I rented in Sheffield, which actually started to break in half. First I saw a crack in the wall, which the landlord looked at and said was superficial. Then all mains power failed on the back half of the house. I decided to be naughty and not wait for the landlord, so I opened a wall socket to find that the wires no longer physically reached into the connectors. I've never heard of wires actually shrinking. Then, once that was sorted, with wife pregnant with CL1.1, I decided to convert the spare bedroom that had been my office into a nursery. I moved a cupboard that had been there since we moved in, and found a skirting board literally sheered in two. I moved the spare bed which had also been there since we moved in, and found that all along the length of one wall, extending about a foot into the room, all the floor boards were broken and bending downward at about 30 degrees. Then more electrics failed and an electrician came out, and we found some doorbell wire serving as the main earth strap. We moved out shortly after that.
         
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        • Fat Controller

          Fat Controller 'Cuddly' Scottish Admin! Staff Member

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          Oh there is no doubt that there are some howlers of properties out there, but I don't believe that they are finding problems in every case.

          As Zigs mentioned earlier, its all well and good saying that there is evidence of dampness that MAY be causing a problem, but nothing being offered as to what that evidence actually is.
           
        • Lolimac

          Lolimac Guest

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          :lunapic 130165696578242 5:.....Looks like a smashing place nFrost:thumbsup: (jots down address;)) get the kettle on:coffee::heehee:

          The garden looks fab an' all:dbgrtmb:....hope all goes well:fingers crossed:
           
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          • Kristen

            Kristen Under gardener

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            I would. They might tell you about the history or the house, previous owners, work they had done, schools in the area, blah blah blah. If they give you a hard sell sales pitch you can take it with a pinch of salt ...

            Every property I have bought has been a nightmare of right-hand-not-knowing-about-left when Solicitors start talking to Solicitors during the run up to exchange of Contracts. Being able to talk directly to the sellers has always enabled me to get the real low-down on what my solicitors are telling me they need to find out, and what my solicitor tells me that the other party's solicitors said was frequently sphericals ...
             
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            • Phil A

              Phil A Guest

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              Put a few in :)

              [​IMG]

              [​IMG]

              Don't know why they're called French :scratch::biggrin:
               
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              • Jungle Jane

                Jungle Jane Starved Of Technicolor

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                In my experience of when we bought our house the surveyor was useless.

                He seemed to fail to spot that the wiring was really poorly done and was more concerned with the structural defects of the converted loft. Had to get a second surveyor in to give it the green light.
                 
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                • Loofah

                  Loofah Admin Staff Member

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                  Hope we aren't putting you off! Just make sure everything is checked by a specialist, preferably a recommended one, and [!important] signed off. Anything related that comes to light later can then be 'discussed' with them for recompense.

                  Chances are that the house is sound but it's a lot of money so put your mind at ease and have it fully surveyed in all respects. Check the flood planes too and ask about the neighbours when you meet with the owners.
                   
                • nFrost

                  nFrost Head Gardener

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                  Wow, thanks for the help everyone!

                  Update: We've had a reply from the vendors via email since we said no to meeting up, we still could I guess.

                  Mr and Mrs Frost

                  Please find attached Mrs xxxx's reply to your valuation survey. Mrs
                  xxxx also confirmed that the house had not flooded, neither had the
                  surrounding properties. I trust that this is satisfactory and look
                  forward to hearing from you.

                  Kind Regards
                  xxxx

                  -----------------------------------------------------------------------------

                  Subject: Re: FW: Valuation

                  Thank you for forwarding the valuation survey. It has been helpful in
                  assisting us to address the issues raised.

                  The damp picked up by the electronic reader was something we hadn't
                  anticipated. We have been in the house for 11 years and never seen any
                  evidence to support this. We laid the flooring throughout the ground
                  floor 4 years ago ontop of sound, dry and intact floorboards. All
                  internal walls feel dry and paint and wallpaper that has been applied to
                  them has never flaked or peeled as we would expect with damp walls.

                  'The report suggests the subfloor ventilation to be inadequate'. We are
                  unsure as to the basis of this finding.
                  There are 5 subfloor airbricks to the front of the house. The national
                  housebuilding council guidelines suggest they should be a maximum of 6
                  feet appart. Those at the front are 3.5 feet appart at the maximum
                  distance.
                  There is an airbrick under the porch floor that we had fitted. To the
                  back of the house there are 2 double size airbricks, again within the
                  distance stipulated by the nhbc.

                  The appropriate certification for all electrical work carried out in the
                  bathroom is being issued and we expect to receive it this week.
                  Electrical testing has been carried out last week. All was well and the
                  certificate issued by the electrical governing body is anticipated to be
                  here within the month. These will be submitted to the solicitor when
                  received.

                  External woodwork to the font and back of the house was repainted 2-3
                  years ago and is in sound condition. At the back of the house there is
                  one wooden facia that requires painting. When we asked a roofers opinion
                  he advised that it did not need replacing.

                  I hope this has helped to clarify the situation and eased some concerns.

                  Please don't hesitate to contact me if there are further questions.

                  With thanks

                  xxxx

                  I'll feel better once we get hold of those certificates.
                   
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                  • Marley Farley

                    Marley Farley Affable Admin! Staff Member

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                    Hi Nick, that sounds more realistic.. Wait for your certs but I think I would be poised to go ahead after that full steam ahead as it is a lovely house & they don't pop up that often.. Also it is mid terrace so would be very surprised about damp in walls.. These new floorings laid on top of the original floor do register damp sometimes on the meters but it is only a hint as there is a cushion insulation layer that goes down before the new floor but you wouldn't know it.. These meter readings can be confusing.. @Zigs is your man about the underfloor vents.. Whoo hoo good luck mate.. :thumbsup:

                    PS. We had contact several times with the people we bought from & it turned out to be very beneficial for all of us, but it is entirely a personal thing..
                     
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                    • colne

                      colne Super Gardener

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                      It's as one sided as you want. Everything is negotiable. My personal approach is to act as if you're not bothered and hammer the message that you want it but you're not stupid enough to pay for work required. You can always agree a price for a contractor to complete the work and take it off the house price...

                      This was upthread and is not how I do things, but then I build houses myself - or did before wearing out. Many a great property has been lost for fiddling over details, epically for standing firm on things and demanding things.

                      But then I buy problems, for that I get the price needed to make money. usually I buy a house so structurally wrecked that it would be cheaper to pull it down - but because I do the work my self I fix them. I have bought 1 large crack house complete with 12 tenants - very good price because it was a hostile deal as far as the tenants were concerned, a meth house, again with tenant - and it was in very poor condition too. I have bought a couple with bad title, and a few almost falling down.

                      Structural problems are beyond the scope of the non-professional, but if it is right for you do not mess up the deal over pennies in the big picture.

                      here is one I bought for the price of the land and now it is a very nice little cottage; well worth fixing.

                      [​IMG]

                      And it had leaks everywhere, rot, and windows and doors knocked out - and you can imagine what else. But then fixing the wrecks is my gig.

                       
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