Yawn Yawn, Wakey WAKEY... 2014...

Good morning everyone,

I wonder what the government propose to do to our pensions. I already receive less this year on my private pension than I did last year apparently due to tax changes. I thought the tax changes were supposed to be in our favour not against.

Zigs, shame I am chucking a wheelbarrow out it has a puncture but it is a bit unwieldy anyway so you wouldn't want it.

Shiney, I hope you are enjoying your gallivanting around the countryside with your friends, sounds good.

WOO, hope you and the family are ok and well, take care.

Loli, Shame you have to work when so much is going on in that wonderful garden of yours.

'M' and Steve, LIF and LWW et al hope your are all ok, do take care. God bless all.

 

Hi Moyra, State Pension counts as taxable income but you shouldn't get a tax demand if that is your only income. Tax free allowances and age related allowances are a minefield but put simply your tax free allowance for 2014/15 is probably £10k or £10.5k if you were born before April 1948. There are other age related allowances but lets keep it simple.
If your accrued pensions come to more than your tax free allowance your pension provider(s) will deduct tax accordingly. If you are paying more tax in this tax year than the previous one it could be because your pensions increased in excess of the tax free allowance.
We do not only pay tax on pensions, all unearned income, interest from shares, rents etc. is subject to tax.
If you are worried do contact your Tax Office who will investigate for you, you could also consider getting in touch with Age Concern who can also help.
Hope that this is of help to you.

 

Morning early folk

Sun's out Back to work in a minute, have a good day everyone

 

Good morning everyone,

Shiney..Good to hear you're both taking it easy and enjoying your time out, well deserved even though you're probably walking miles..Hope the rain keeps off today...

I hope everyone is managing to keep dry....By 'eck didn't we have some rain yesterday at least we did up here..and true to form the baby birds were all fledging and getting soaked,I hope they all made it

I'll be picking Mum up on the way home from work for her nurses visit then no doubt coming home to pump the garden out again...still the tatties are going to be enjoying this regular watering

Waves to all,hope everyone is on form

Take it easy and take care

 

Morning all, hope you are well.

The sun is out, and it's quite warm already.

Have a great day.

 

Morning to one and all. Dull but dry here in WY but with the promise of some sunshine later.
I hope that you all have a good and productive day.

 

Good Morning everyone, Do take care and enjoy a better day today as it looks lovely out there. God bless.

 

Morning all

Back in France for a week. It's a bit blustery this morning but the sun is trying to break through so fingers crossed for a dry day. After a month away there's plenty to catch up on in the garden. A friend has been coming round and watering the containers and greenhouse plants and also cut my grass so it's not as bad as it could have been!

Hope everyone is well and has a wonderful day.

 

Morning all, hope you are well.

The sun is up and blazing, and the birds are chattering away.

Interview day has arrived, am a little nervous, but I'll just try and be my best, if it is meant to be, it will be.

Have a great day.