credit crunch

sorry to put you on a downer but how expensive is everything getting now..just what we need when so many people are worrying employment...wonder how bad it gets before its gets better and how bad must it be for a first time buyer that bought in the last 12months...ouch are you feeling the pinch yet:confused:

 

Credit Crunch? - what Credit Crunch????

Us OAPs are ok - we just have to put on a wooly hat and gloves when
it gets too cold and we can't afford to pay for heating.

Seriously, can't be fun if you're young and struggling with a mortgage
and maybe a young family.

Perhaps we'll have to start a 'Make do and mend' thread
if you want to know how we managed in the 1940s and 50s ??
(I can hear you all going )

 

I don't worry too much about myself but I have 3 children in their twenties. They are doing ok but I'm sure it was easier back in the eighties when we bought our first house than it is for youngsters now.

 

Im ok at the moment and should remain so.

Over the years Ive diversified my business and between things I now turn away a lot of work, If one element goes quiet then i can push the other more.

Feel for those more directly inolved in the building trade though, some of my freinds are really down on work now.

Some really cheap prices being quoted aswell now by folk desperate for work, I priced up a fence repair the other day, close board, break out 2 rotted posts, replace rotted rail. Materials and waste away around £30. 4-5 hours or so (minimum) labour. I quoted total £160 and someone (local guy) was going to do it for £40 cash the same week as he had just been laid off!!!!

 

i brought a couple of stuff and it came to like £20 and yer it was only like 7 items

Bit more than a couple of stuff then!!!!!!!

 

I can't work out how old you are Carl. I keep thinking you must be late teens but maybe I'm wrong. If you need gardening mags/literature get down to a car boot or charity shops, I wouldn't pay the price of mags. The local library used to stock mags - (I don't go there anymore as I was always forgetting to return books and getting hefty fines :rolleyes- in any case they will have loads of gardening books for you to borrow for free. If they have mags you could sit in the library and read them:thumb:


Perhaps Jjordies make do and mend thread would be a good idea -

 

I remember when i could go to the petrol station with a fiver an a petrol can fill it an get change!

 

This recession is affecting us all. I do hope it ends soon. We manage cos we are careful with what we buy. We don't have designer stuff, our car is old and we put jumpers on rather than turn on the heating. I'm not saying I wouldn't mind having a bit extra money, who wouldn't? But we love each other, have food in the cupboards and a roof over our heads.

Something that annoyed me though when I was away. I saw young & slightly older people getting drugs, going to the pub etc when there wasn't even milk in the house let alone food and these people had young kids. Then they turn on the heating to dry washing - it's August for goodness sake. What the hell are these children going to be like growing up in a house like that? there's no excuse for that.

cheers

 

Your point about washing is intresting borowers, My tumble drier broke late last year and whilst Ive got the new replacement in the garadge, due to time I still havent unnpacked it yet.

Suprising how dependent we get to the likes of tumble driers etc but conversly how easy it is to do without them.

 

I tell you what Pro, I have been offered one but all I think about is that it just costs more in electricity. Mind you, when it's rained for days and I am trying to dry sheets I do waver abit

cheers

 

I have one of those Carl, it's called my husband Seriously, do you have a large family then? There's only the two of us so it's not a problem.

cheers

 

:thumb:Carl just to make you realy envious - I went to a car boot sale today and bought a complete set of the 'Expert' gardening books for a fiver (11 books):thumb:

I love car boot sales!:D:D

 

I consider a dishwasher an essential. I believe it to be more economical and environmentally friendly than washing up by hand

The tumble drier is a nice luxury for rainy days and emergencies but at one point there were 7 of us in the house. I'd be outside on a superb drying day and someone (not me) would have the tumble drier on. I solved that little prob by removing the fuse so I could still use it in bad weather. (meanie mum) :D

I wouldn't want to drag people back in time to where one person had to stay at home, which was traditionally the woman. I was at home for 6 years when I had my 3 children A dish washer was one of the first things I bought with my wages when I returned to work :D but that is going back 20 years now.

I don't think I ever taught my children how to wash up.

 

It is hard we've been struggling since I went ill and had to give up work. We were lucky and re mortgaged just before the trouble started and its fixed for 5 years thank god. We were better off after re mortgaging and had a little to spend on the garden but with things going up that extra is disappearing. We have both our spare rooms rented out which is hard on us but at least we have a home.

Carl I ask for subscriptions for xmas prezzies and look out for special offers. On here:

http://www.magazine-group.co.uk/magazine-group/?cmp=AFGENMAG04

Gardens monthly is only £7.99 for a year if u pay by direct debit and if u go through quidco (a cashback site) u get £5.80 back!! I've got £115 cashback to come and all I've done is change my home insurance and utilities suppliers and ordered a few things online. I just gotta wait to be paid now.

Not sure if I can post a link to another site so sorry if its naughty.

http://www.moneysavingexpert.com/

This site is a lifesaver and helps u cut costs on everything. There's a gardening section too. Its helped me loads and I get an email each week which helps me save more money.

 

Dear heaven Spud-how old are you?