LATEST MOAN FROM YOU AND ME 2018

I ruined a tyre a month ago. As I pulled up close to the kerb as there was a lorry parked the other side of the road, I failed to notice that a piece of the kerb had been pushed out by the roots of the tree by an inch. I must have brushed against the kerb and trapped the side wall of the tyre between it and the rim. Changed the wheel myself, I could have been waiting an hour for "assist" as it was rush hour.

A golfing friend bought a two year-old car from the main agents a few months ago. He managed to hit one of his refuse bins and caused a small dent behind the rear passenger door. He's not going to bother with it. As he was showing me, I noticed the rear bumper didn't look right, the underside of it swept up slightly over the the exhaust. He couldn't remember doing it, so we reckoned it was like that when he bought it and he hadn't noticed.

 

Its amazing what they can do with dents now days, i had a dent on this car when i bought it, i had a quote for pulling it out expecting it to be expensive, £45 so i had it done.

A lot larger dent being removed here.

 

And of course dents can be removed from plastic bumpers too with the aid of a heat gun. I never knew plastic had a memory.

 

Found out the hardway that protected no claims bonus is only if you stay with that company,
Change company and they do not send the no claims across to the new one

 

Perhaps I didn't explain it too well. I listed all the things I have, of course you have to pay for them. But I went from protected, (I think that was three claims in three years or the other way round), to guaranteed no claims for no more extra cost, some time ago.


It says it doesn't matter how many claims I have, the no claims discount remains the same percentage, though of course the basic premium is bound to rise.

 

My premiums went up slightly after a particularly nasty accident (rearended) but I was grateful for having the situation covered.

I'd like to hear about anyone who had a serious, big money issue, not handled properly instead of minor fender benders...

In my opinion the insurance companies are now being more cooperative about vehicle/property damage and there is no liability for injuries to humans involved.

The van was hit so hard it knocked the cap off my son's head. But nobody had whiplash so the insurance company must have held a party that day. I must carry a minimum of $1 million liability insurance and the rates quoted here are not much lower than what I pay. And yes, I did the currency conversion when calculating my response.

Here's my moan. Why does mother nature tease me with a few days of spring like temps in February when it really isn't going to happen for 8 more weeks!

 

Many thanks for all your replies

I did say in my first post that I expect our insurance will go up next year to cover what the insurance company will have to pay out to the repairers ur that is something we shall have to live with as the car is only a year old and I’m don’t think he would be happy driving round with a smashed in grill loose bumper damaged intercooler and a pheasant attached to the front of the car

At least reading all the posts and watching the video clip of how to get dents out of minis I have educated myself a little bit more

 

Can you claim against the person that put it there

 

It would stand as much chance as in the claim you said, "I collided with a rock, traveling in the opposite direction."

 

Years ago i had a concrete block through the lorry windscreen as i passed under a motorway bridge, i nearly myself

 

@martin-f What you doing mate wrecking your motor ...another job lined up

 

@martin-f a member in my hubbies club pulls out the dents for the same amount

 

Hi @Kandy Pleased your motor is sorted mate