LATEST MOAN FROM YOU AND ME - 2022

Discussion in 'Off-Topic Discussion' started by shiney, Jan 1, 2022.

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  1. shiney

    shiney President, Grumpy Old Men's Club Staff Member

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    The hygienist works on a private basis (although also does NHS) but my annual checkup and any treatment are NHS. We have two forms of medical insurance and the cheaper one is known as a cash plan. For that we pay somewhere between £50 and £60 a month and can claim our regular health bills for things such as dental, optical, chiropody, chiropractic, osteo, hearing, consultant etc. There's an annual limit to how much they pay out for each type of treatment - depending on how much you pay per month. So it covers my three monthly visit to the hygienist, Chiropodist every six weeks, new lenses (and frames if necessary) every year or two, regular treatments on my back etc. Getting old is no fun :old: but much better than the other option.

    A friend of mine doesn't have insurance but pays about the same for his Sport TV package. Each to his own :)

    I have a friend in Scotland that doesn't have any problem getting NHS dental treatment but I suppose it depends on whereabouts you live. I suppose that's one of the joys of living in the wild :noidea:

    When I was at the dentist yesterday they were very busy and all seemed to be NHS. They were checking people in but asking those who were early to come back only five minutes before their appointment as they don't allow many in the waiting areas (one downstairs and one upstairs).
     
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    • Loofah

      Loofah Admin Staff Member

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      Same as a lot of people, here it's almost impossible to get to actually speak to anyone. I was encouraged to use online consultation for one of my children this year but the booking didn't work on the website! I tried Livi which 'worked' inasmuch as the appointment was kept and we spoke to someone but they said they can't prescribe anything and they really needed to be seen in person :doh:. What is the point?!
      You can easily see why a&e is overrun.

      There's also a shocking disregard in new developments for doctor and school places. Masses of new dwellings swamping already overloaded facilities.
       
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      • pete

        pete Growing a bit of this and a bit of that....

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        They often say don't bother the doctor see a pharmacist first.

        On every occasion I've seen a pharmacist they have told me to see a doctor. :scratch:
         
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        • Victoria

          Victoria Lover of Exotic Flora

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          Pharmacists are very good here and can prescribe to a certain extent. If they need to, they can call a doctor for confirmation.
           
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          • clanless

            clanless Total Gardener

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          • pete

            pete Growing a bit of this and a bit of that....

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            • john558

              john558 Total Gardener

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              The supermarkets should have done the same with Loo Rolls.
               
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              • Sheal

                Sheal Total Gardener

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                There's an annual limit in America too and because that limit is so low, people find it easier to limit their claims, particularly with visits to doctors surgeries and prescriptions. Prescriptions $200 = £159 at the moment.

                I struggled to find an NHS dentist that would take me on having moved from one closer to home (12 miles away) as the treatment I was receiving there was bad. Mine is now 20 miles away, ironically at Culloden....one battle field to another. :biggrin:

                My surgery is pretty good. The phone is always answered but a call from the doctor can be up to two weeks. Necessary physical examinations are usually within a few days at the surgery.
                 
              • shiney

                shiney President, Grumpy Old Men's Club Staff Member

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                That was only for the 'cash plan' that we pay that insurance and it deals with the smaller bills. The other insurance is for major things and is almost unlimited in how much we can claim for. Of course, each time a claim is made there is some loss of the no claims bonus which results in an increase in premium.
                 
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                • Victoria

                  Victoria Lover of Exotic Flora

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                  Is that per prescription every time it is refilled?
                   
                • shiney

                  shiney President, Grumpy Old Men's Club Staff Member

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                  Prescriptions are free for us wrinklies! :old:
                   
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                  • Victoria

                    Victoria Lover of Exotic Flora

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                    Here it depends on the prescription, free to ??? Euros, but cheap whatever.
                     
                  • pete

                    pete Growing a bit of this and a bit of that....

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                    Have I mentioned this before.
                    Taylors coffee bags advert, why has nobody thought of putting coffee in a bag before.

                    They have, I was using Lyons coffee bags in the 70s and 80s.:old:
                     
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                    • pete

                      pete Growing a bit of this and a bit of that....

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                      Single mother saying she cant cope, needs more benefit money, she has a disabled 12 yr old.

                      Where is the kids Father?

                      Nobody even asks?
                       
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                      • Loofah

                        Loofah Admin Staff Member

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